Indus Craft Co. does not directly offer trade credit or internal payment terms for sample orders. All website orders are prepaid at checkout. However, if you pay via PayPal, PayPal may independently offer you instalment plans, Pay Later, or 30/60/90-day credit — subject entirely to PayPal's own eligibility criteria.
Payment Options Available at Checkout
At checkout, you may pay using any of the following methods. Payment is always required upfront — orders are not confirmed or dispatched without a successful payment authorization.
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PayPal
May include BNPL & deferred options
✓Accepted from most countries
✓PayPal may present instalment or Pay Later options inside the PayPal interface — eligibility varies by country and buyer profile
✓New to PayPal? You can register during checkout and check available options
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Credit / Debit Card
Via secure payment gateway
✓Visa, Mastercard, and other major cards
✓Processed via encrypted payment gateway
◆No instalment or deferred options via this route
PayPal's Buy Now, Pay Later Options
If you select PayPal at checkout, PayPal may independently present one or more of the following payment flexibility options. These are offered inside the PayPal interface — not by TICC.
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Instalment Plans
Split your order total into scheduled payments over time
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Pay Later
Defer your payment to a future date after receiving the goods
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30 / 60 / 90 Day Credit
Deferred payment on net-30, net-60, or net-90 terms via PayPal
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These options are only visible if PayPal determines you are eligible. Not all buyers or countries will see them. Availability is subject to PayPal's internal eligibility assessment at the time of checkout.
Who Controls What — TICC vs PayPal
This is important to understand before reaching out to us about instalment options. The division is clear:
Indus Craft Co. handles
✓Order processing & fulfilment
✓Production & shipping
✓Refund issuance (for eligible claims)
✓Bulk order payment negotiation
PayPal independently controls
◆Whether instalments are offered to you
◆Instalment/credit schedules & amounts
◆Interest rates, fees, and penalties
◆Approval or decline of credit requests
◆Instalment adjustments on refunds
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If an instalment option is offered or declined, we are unable to override or modify PayPal's decision. Please contact PayPal directly for queries about their credit products.
When Is Payment Captured?
1
Checkout Completed
You confirm your order and submit payment via PayPal or card.
2
Payment Authorized Immediately
Payment is captured at the moment of successful checkout. Products are not reserved until authorization is confirmed.
3
Order Confirmed → Production Begins
Once payment confirmation is received, your order is confirmed and dispatched to production or warehouse for packing.
How Are Refunds Handled?
For eligible claims, refunds are processed back to the original payment method. If you paid via PayPal instalments, the repayment adjustment is managed entirely by PayPal.
If you paid by card
Refund is returned to the card used at checkout. Processing time depends on your card issuer — typically 5–10 business days.
If you paid via PayPal instalments
PayPal manages how the refund amount is applied to your remaining instalment schedule. TICC does not control this process.
Payment Terms for Bulk Orders
Bulk orders are handled offline, outside the website checkout. Depending on the order, we may be able to agree on separate commercial payment structures. These are negotiated on a case-by-case basis.
Factors that influence bulk payment terms:
◆Order volume & value
◆Buyer history & relationship
◆Production lead time
◆Commercial agreement terms
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Bulk payment structures (staged payments, agreed commercial terms) are not applicable to website sample purchases. They apply only to separately negotiated bulk order agreements.
Fraud & Chargeback Protection
To protect both buyers and our operations, all transactions are monitored. The following applies:
✓All transactions are monitored for unusual activity
✓Fraudulent chargebacks may be contested using shipment confirmation and delivery proof
⚠Repeated fraudulent activity or chargeback abuse may result in account suspension
+91 94320 58888